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The rich rule over the poor. The borrower is servant to the lender. — Proverbs 22:7 (WEB)
Navigating Debt is about making it easier to reduce burdensome debt. A biblical approach treats this as an opportunity to practice wisdom, faithfulness, stewardship, love, and self-control in ordinary choices. Instead of waiting for perfect circumstances, ask what a faithful next step looks like today and let repeated small choices support the larger direction.